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Annuity participation rates

Hello Friend, Happy Independence Day! Participation Rate The participation rate may vary greatly from one annuity to another and from time to time within a particular annuity. Therefore, it is important for you to know how your annuity's partic ...
June 30th, 2005 at 12:25 pm

Annuity Compounding, Vesting and Annual Reset

Hello Friend, I'd like to tell you about... Compound Interest, Vested Gains and Annual Reset... Compound Interest Some annuities pay simple interest during an index term. That means index-linked interest is added to your original premium amount ...
June 27th, 2005 at 12:29 pm

Annuity, annual reset and cap in interest earned

Hello Friend, Here are a few excerpts from the Buyers Guide. Annual Reset Since the interest earned is "locked in" annually and the index value is "reset" at the end of each year, future decreases in the index will not affect the interest you ha ...
June 23rd, 2005 at 5:11 pm

Annuity Spread Sheet

Hello Friend, Advantage Compendium... Index Annuity research. Amazing. Look at the real math. Annual point to point and monthly point to point. Compounding with vesting, see the results here. http://indexannuity.org/ic2005.htm#calendar Good article: ...
June 15th, 2005 at 7:39 pm

Annuity Spread Sheet

Hello Friend, Advantage Compendium... Index Annuity research. Amazing. Look at the real math. Annual point to point and monthly point to point. Compounding with vesting, see the results here. http://indexannuity.org/ic2005.htm#calendar Good article: ...
June 15th, 2005 at 5:27 pm

Index-Link Power (How It's Done), ANNUITY

Hello Friend, Below is an article from the May Index Compendium from the Advantage Compendium. It gives a good example of how Index Annuities work. If you are interested in the full May Index Compendium or other articles related to Indexed Annuities, ...
June 2nd, 2005 at 10:46 am

GUARANTEED SAFE ANNUITY

Now is always a good time to buy a GUARANTEED SAFE FIXED EQUITY INDEXED ANNUITY? Are you still interested in protecting your saved dollars? Friend, Would you like for me to send a new Fixed Indexed Annuity brochure? This company is 99 years old in De ...
April 23rd, 2005 at 8:29 am

Best Equity-Indexed Annuity..,Required by LAW???

Hello Friend, California's Insurance Commissioner, John Garamendi, announced new regulations that will require brokers and agents to disclose financial incentives they receive for promoting specific products and companies. Violations under the propos ...
January 13th, 2005 at 12:55 pm

What Are Equity-Indexed Annuities?

An equity-indexed annuity is a fixed annuity,either immediate or deferred, that earns interest or provides benefits that are linked to an external equity reference or an equity index. The value of the index might be tied to a stock or other equi ...
December 22nd, 2004 at 9:10 am

EQUITY-INDEXED ANNUITY FEATURES

WHAT ARE SOME OF THE EQUITY-INDEXED CONTRACT FEATURES? Two features that have the greatest effect on the amount of additional interest that may be credited to an equity-indexed annuity are the indexing method and the participation rate. It is im ...
December 15th, 2004 at 8:35 am