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Equity Indexed Annuity is a Fixed Annuity now known as an Index Annuity

An equity index annuity is a fixed annuity. The reason equity indexed annuities are obsolete is that the fixed annuity means your premium earns a minimum guaranteed interest rate. In other words you have two interest rates, a guaranteed rate and a ...
May 24th, 2006 at 9:38 am

Friendship Week

Hello Friend, His name was Fleming, and he was a poor Scottish farmer. One day, while trying to make a living for his family, he heard a cry for help coming from a nearby bog. He dropped his tools and ran to the bog. There, mired to his waist in blac ...
February 8th, 2006 at 11:32 am

Average Index Annuity up 24%

Hi Friend, Take 2 minutes to find out how the S P 500 Index can be negative -14% while the average index annuity with interest linked to the same S P 500 Index is positive +24% ? Annual reset with vested gains compounded. Not a conundrum. See th ...
January 11th, 2006 at 11:11 pm

Average Index Annuity up 24%

Hi Friend, Take 2 minutes to find out how the S P 500 Index can be negative -14% while the average index annuity with interest linked to the same S P 500 Index is positive +24% ? Annual reset with vested gains compounded. Not a "conundrum." See the r ...
December 14th, 2005 at 5:46 pm

New index annuity video

Hi Friend, Check out my new video clips. Each annuity video is quick, educational and to the point. The videos explain annual reset, annual point to point, monthly point to point and monthly point to point, separately. Go here: www.happyretiree.com/T ...
December 6th, 2005 at 2:37 pm

Don't assume that...

To: Friend From: Jeff McLeod dba; HappyRetiree.com I had a question asked of me just the other day and I have got to tell you, it caused quite an alarm to go off. I thought to myself, that this is not something my friend should be worried abou ...
October 10th, 2005 at 10:50 am

"The Contract Your Broker Doesn't Want You to Know About"

To: Friend From: Jeff McLeod dba; HappyRetiree.com People all around the country are discovering the security of a Fixed Index Annuity. The National Association of Insurance Commissioners released a statement advising "an annuity is a Contract". This ...
October 4th, 2005 at 6:49 pm

Was he a financial savior?

To: Friend From: Jeff McLeod dba; HappyRetiree.com Was Albert Einstein a genius? "I think so." Was he a financial savior? "Surprisingly closer than you know!" One day when a young reporter asked him what he believed to be a ...
September 13th, 2005 at 8:10 pm

I was just about to write you when...

...my new phone line went into never never land. Hello Friend, We have moved from the Little Rock area to NWAR about 5 miles south of Wal-mart Corporate Home Office. It's beautiful here in the foothills of the Ozarks. Teresa and I m ...
August 23rd, 2005 at 8:09 pm

Re: sample annuity

Hi Friend, Did you know... You can request a sample annuity policy before you buy? We can order a sample fixed/index annuity contract specifically for you, Friend. It takes about seven days to receive. --------------------------------------------- ...
July 27th, 2005 at 8:00 pm