Average Index Annuity up 24%
December 14th, 2005 at 5:46 pmHi Friend, Take 2 minutes to find out how the S P 500 Index can be negative -14% while the average index annuity with interest linked to the same S P 500 Index is positive +24% ? Annual reset with vested gains compounded. Not a "conundrum." See the r ...
New index annuity video
December 6th, 2005 at 2:37 pmHi Friend, Check out my new video clips. Each annuity video is quick, educational and to the point. The videos explain annual reset, annual point to point, monthly point to point and monthly point to point, separately. Go here: www.happyretiree.com/T ...
Don't assume that...
October 10th, 2005 at 10:50 amTo: Friend From: Jeff McLeod dba; HappyRetiree.com I had a question asked of me just the other day and I have got to tell you, it caused quite an alarm to go off. I thought to myself, that this is not something my friend should be worried abou ...
"The Contract Your Broker Doesn't Want You to Know About"
October 4th, 2005 at 6:49 pmTo: Friend From: Jeff McLeod dba; HappyRetiree.com People all around the country are discovering the security of a Fixed Index Annuity. The National Association of Insurance Commissioners released a statement advising "an annuity is a Contract". This ...
Was he a financial savior?
September 13th, 2005 at 8:10 pmTo: Friend From: Jeff McLeod dba; HappyRetiree.com Was Albert Einstein a genius? "I think so." Was he a financial savior? "Surprisingly closer than you know!" One day when a young reporter asked him what he believed to be a ...
I was just about to write you when...
August 23rd, 2005 at 8:09 pm...my new phone line went into never never land. Hello Friend, We have moved from the Little Rock area to NWAR about 5 miles south of Wal-mart Corporate Home Office. It's beautiful here in the foothills of the Ozarks. Teresa and I m ...
Re: sample annuity
July 27th, 2005 at 8:00 pmHi Friend, Did you know... You can request a sample annuity policy before you buy? We can order a sample fixed/index annuity contract specifically for you, Friend. It takes about seven days to receive. --------------------------------------------- ...
Annuity participation rates
June 30th, 2005 at 12:25 pmHello Friend, Happy Independence Day! Participation Rate The participation rate may vary greatly from one annuity to another and from time to time within a particular annuity. Therefore, it is important for you to know how your annuity's partic ...
Annuity Compounding, Vesting and Annual Reset
June 27th, 2005 at 12:29 pmHello Friend, I'd like to tell you about... Compound Interest, Vested Gains and Annual Reset... Compound Interest Some annuities pay simple interest during an index term. That means index-linked interest is added to your original premium amount ...
Annuity, annual reset and cap in interest earned
June 23rd, 2005 at 5:11 pmHello Friend, Here are a few excerpts from the Buyers Guide. Annual Reset Since the interest earned is "locked in" annually and the index value is "reset" at the end of each year, future decreases in the index will not affect the interest you ha ...