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  To: Friend
  From: Jeff McLeod  dba; HappyRetiree.com
  

  Was Albert Einstein a genius? 

   "I think so." 

  Was he a financial savior? 

  "Surprisingly closer than you know!"
  
  One day when a young reporter asked him

  what he believed to be a most vital question,

  he was reveled a shocking answer!
  
  The young reporter bearing the utmost

  respect asked Einstein, "What do you, Sir,

  believe to be the most important invention

  of all time; to which Einstein replied,

  "compound interest."
  
  Without a doubt compound interest coupled

  with the vested security of a Fixed Index Annuity

  can offer security to every financial portfolio,

  and I'll show you how it works!
  
  A fixed index annuity works on a principle of

  'Interest Compounding'.  That means that your

  interest has the ability to grow on itself every year. 
  
  For example:  If you 100K earns 9% interest your

  first year...then...you have 109K at the end of the

  year.  If you repeat the next year with a 9% gain

  ...then… you earn 9% on top of 109K. 

  That's almost 119K!
  
  So what makes an annuity so special or

  different than that of any other financial venture?????
  
  SECURITY.
  
  Most Fixed Index Annuities are vested!

  
  That means if you had a 9% year on your100K

  the first year, and a 15% fall in the index 

  the following year, then guess what you

  still have????

  
  109K!!!!!

  
  You keep your prior earnings, even when

  your term is not up! You keep the money YOU

  earned!  The stock market index CAN NOT take your

  money away from you!  What other place can

  you put your money with the same results??
  
  

  
  Stocks and bonds hide behind the name

  of "securities", while Fixed Index Annuities

  make their name by being secure.

  Do you have questions or objections?
  

  Regards,
  

  Jeff McLeod
  www.happyretiree.com
  1-800-286-1812
  Ar Lic. # 14525
  September 13th, 2005 at 8:10 pm

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