Minimum Guaranteed Returns, NEW Chart for your review Friend.

RSS

Hello Friend, Look at this chart showing all minimum guaranteed rates...

www.happyretiree.com/MinimumGuaranteedReturns.html

You should ask me the following questions about equity index annuities in addition to the following questions in the Buyer's Guide to Fixed Deferred Annuities.
- How long is the term?
- What is the guaranteed interest rate? (view this new chart for mimimum guaranteed returns)
- What is the participation rate? For how long is the participation rate guaranteed?
- Is there a minimum participation rate?
- Does my contract have an interest rate cap? What is it?
- Is interest rate averaging used? How does it work?
- Is interest compounded during a term?
- Is there a margin, spread, or administrative fee? Is that in addition to or instead of a participation rate?
- What indexing method is used in my contract?
- What are the surrender charges or penalties if I want to end my contract early and take out all of my money?
- Can I get a partial withdrawal without paying charges or losing interest? Does my contract have vesting? If so, what is the rate of vesting?
Merry Christmas,

Jeff McLeod 1-800-286-1812
McLeod Agency Inc, Equity Index Annuities
December 13th, 2004 at 12:55 pm

Share and Enjoy:

Back to happyretiree list.