Email Campaign Archive

To: Friend

From: Jeff McLeod dba; HappyRetiree.com

I had a question asked of me just the other day and I have
got to tell you, it caused quite an alarm to go off.  I thought
to myself, that this is not something my friend should be
worried about.  This is something everyone should be
worried about.

This should be a concern to every single person who
has even a solitary saved dollar.   My friend provided
me with an article concerning the baby-boomers and
what their effects will be on the stock market for
years to come. 

The article made a very good observation, and one
that I guess I may have assumed more people were
aware of.

 You see, for years now I have been watching this
catastrophe grow closer by the day.  I have tried over
 and over to explain how and why everyone must
beware of the upcoming dangers lurking in the stock
market. It is a matter of time, and frankly that time is
now.

The article detailed how the baby boom generation has
a disproportionate share of interest in the current stock
market, and the dangers that this position entails.

 
Now this shouldn't be new information, since you and I
were both there, but I will share with you the main three
reasons why you must beware. 

 
Fact #1 - It's obvious that the "boomers" helped drive
up stock prices during the bull markets of the 1980's and
90's.  Baby boomers were running in their prime and
investing like gangbusters.  Dumping heavily into their
401k's and pension plans; and with the financial climate of
that time it was the absolute best thing to do, so they thought.

Fact #2 – Just like anyone who is entering retirement, this
large sector of the stock market holders is going to begin
liquidating their riskiest investments.  And just like we all
know, you drop the potato that's hot.  This disproportionately
large sector of the population will very soon be cashing in
their stocks, fiercely protecting the safe investments that will
later be protecting them. 

 Fact #3 – Liquidating an amount of Stock this large will
cause a crisis in the market for years to come.  The in-ability
to equally distribute the new influx of the purges will
undoubtedly create a sense of panic amongst investors and
therefore perpetuate the dump of stock in a market where
the current investor's vertigo will be unparalleled. 

 
So with all the doomsday you might ask, "What am I going
to do?!".  To tell you like I told my friend there is only one
path to take.

 
When the stock market slithers into this type of sideways
snaking pattern the results can be devastating for market
 investors.  Retiree's and future retiree's will repeatedly watch
their money dwindle away.  For some reason they will stay in
the market thinking that their assets will return until damage is
so severe that they believe pulling out could be fatal.

 
For all of these years I have been doing everything within my
power to educate people of the safety and security that they
 have the opportunity to bask in with their savings.  I know
the secret escape route!  I know the way to secure IRA and
401(k) dollars, with no risk of loss.

 
That right, I said it.  "No risk of loss".  Guaranteed safe and secure.

 
Let me explain vesting, and annual reset.  There is an avenue
you can secure your dollars in with the benefit of annual reset. 
You will not find this luxury in the stock market.  This is the
way to beat the sideways market.  This is the way to insure profit.
This is the way to collect income, and always know that you will
keep all of your initial premium.  There is no pain, only safety and
peace of mind.

 
There are a few steps to explain how this works so beautifully. 
I wish that I could tell you I invented it, but that's not true.  All of
this information if federally regulated and mandated.  Before I get
into the minutiae, let me tell you how it works with a series of facts.

 
Fact #1 - If you get in with $100K, you will never have less than
$100K.  That is safety.  You will not loose.  "Ask a stock broker
if he can guarantee the same thing in writing."  At the end of the year,
even if the "500" has gone down every month, and we are in a
devastating depression, you will not loose a dime.  You are vested.
The Webster's legal dictionary defines 'vested' as "Fully and
absolutely established as a right, benefit, or privilege not dependent
on any contingency or condition" You keep your money.

 
Fact #2 - When the market (500) goes up, you ride the wave up
with it.  Your premium enjoys all the benefits of a rising market,
without actually being in the market.  You get all the gains, with
none of the risk.  Your retirement dollars are not in the market.

Fact #3 – When the market goes down, you stay up.  That's the
way vesting works.  Vesting is like a blanket of protection comforting
your investment and protecting your retirement from the cold baroness
nature of the "500".  Vesting is a guarantee, a promise that your capitol
retains its value. 

Fact #4 - You are not buying stock or bonds.  You are working within
the structure and safety of a contract, a written agreement with pre-set
terms of use.  You are guaranteed and entitled to your income,
period.  That's the way it works.  "Has your broker ever given you
a written contract guaranteeing that you will make money?"  He
wishes he could, but he simply can not.

Fact #5 – Annual reset coupled with vested interest is possibly
the most incredible opportunity that I have ever experienced.  Let
me make a hypothetical example using of a possible projected five
year cycle.  In this example we will say that you invest 100K,
and the market index begins the first year at 1000, "just to keep
it easy".

 
Year #1- During year one the index gains 100 and finishes the
year at 1100.  Your 100K has now become 110K, and is vested
at that level.  From now on you will always have at least 110K. 
"If you think it sound too good already then just hold on and watch!"

 
Year #2 - In year two the market index goes down 120, and
finishes the year at 980.  You still have 110K, period.  With vesting
and annual reset, your 110K is now placed at market level. 
People invested in the market have not only lost their gains, but
also part of their initial investment.

 
Year #3 - During year three the index falls again, and finishes at
950.   While market investors panic over their losses, you retain
your hard earned 110K.

 
Year #4 - As no surprise year four brings more tribulation to
the market and it finishes at 900!  Because you are protected
with vesting you still have your 110K.  And incredibly you have
the opportunity to reset at the markets level.

 
Year #5 – There is a rally in year five and the market index rushes
up to 990.  Because you had annual reset your dollars gain 10%
this year and you now have 121K!

 
WARNING!  The market index has not broken even.  Those
invested in the market have lost $10,000 during this five year run.

 
You made income because you were not in the market!  You won
because you had the foresight to place your dollar in a safe and
secure guaranteed contract.  Your decision made you $21,000
while investors who never found out your secrets lost $10,000.

 
 Fact #6 – Incredibly, some people will continue to risk their
retirement by placing their investments on the shaky and volatile
grounds of the market.  Today is not the day to make that
mistake. Some people will take chances that they do not have
to take.  Unfortunately, the only way that they can be helped
is they arm themselves with the knowledge of how to protect
their money, and take action to get out of the market before
it's too late. I sincerely hope they take that action.

Fact #7 – Only an educated and experienced agent can protect
you from this tragedy.  The stock market is headed for tough
times, and these times will continue for years to come.  Thankfully
you have the opportunity, here at your fingertips, to change the
outcome of your financial future for the better.  Do not wait until
it's too late.

 
There is only one place that you can find the safety and security
that you deserve. 

There is only one place that you can put you retirement dollar
that it is guaranteed. 

 There is only one place that you are protected by a contract.

Now is the time to act, and secure your future from the
disasters that lay ahead.  I have help for you.  Now is the
time to take charge.  I have tools to create a personalized
structured contract guaranteed to protect your dollars, your
retirement, and most importantly your peace of mind for
years to come.  I have the opportunity that you have been
looking for.

 
 Safety, Security, Guaranteed.

 
Contact me now for free, confidential quote, and discover
the helping hand you have been looking for at www.happyretiree.com

Jeff McLeod
McLeod Agency Inc.
www.happyretiree.com
1-800-286-1812
Ar Lic. # 14525

We will show you how to protect what you have
worked your entire life to secure.