• Hello Friend, Here are a few excerpts from the
  Buyers Guide.
  
  Annual Reset
  
  Since the interest earned is "locked in" annually
  and the index value is "reset" at the end of each
  year, future decreases in the index will not
  affect the interest you have already earned. Therefore,
  your annuity using the annual reset method may credit
  more interest than annuities using other methods when
  the index fluctuates up and down often during the term.
  This design is more likely than others to give you
  access to index-linked interest before the term ends.
  
  Cap in Interest Earned
  
  While a cap limits the amount of interest you might
  earn each year, annuities with this feature may have
  other product features you want, such as annual
  interest crediting or the ability to take partial
  withdrawals. Also, annuities that have a cap may have
  a higher participation rate.
  
  
  Research here:
  http://indexannuity.org/ic2005.htm#calendar
  
  My Competitors and independent research:
  http://www.happyretiree.com/Financial-Links.html
  
  Blank spreadsheet to make comparisons
  http://www.happyretiree.com/Annuity-Spread-Sheet.html
  
  Fixed Annuities, Peace of mind.
  
  Regards,
  
  Jeff McLeod
  800-286-1812
  AnnuityBuersGuide: Log in
  Your password: seminar
  HappyRetiree.com
  
  
  
  

  June 23rd, 2005 at 5:11 pm

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