Email Campaign Archive

Hello Friend, Here are a few excerpts from the
Buyers Guide.

Annual Reset

Since the interest earned is "locked in" annually
and the index value is "reset" at the end of each
year, future decreases in the index will not
affect the interest you have already earned. Therefore,
your annuity using the annual reset method may credit
more interest than annuities using other methods when
the index fluctuates up and down often during the term.
This design is more likely than others to give you
access to index-linked interest before the term ends.

Cap in Interest Earned

While a cap limits the amount of interest you might
earn each year, annuities with this feature may have
other product features you want, such as annual
interest crediting or the ability to take partial
withdrawals. Also, annuities that have a cap may have
a higher participation rate.


Research here:
http://indexannuity.org/ic2005.htm#calendar

My Competitors and independent research:
http://www.happyretiree.com/Financial-Links.html

Blank spreadsheet to make comparisons
http://www.happyretiree.com/Annuity-Spread-Sheet.html

Fixed Annuities, Peace of mind.

Regards,

Jeff McLeod
800-286-1812
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