Home Equity Loan Tip Article
---------BETTER JUDGEMENTS--------- Better Judgements eZine Terria Judge, Realtor CRS, ABR, GRI, Broker Associate Better Judgements is a newsletter on home matters, from Terria Judge, your Garden City, KS real estate agent! Contact Terria Judge at 620-271-2129! Terria Judge Coldwell Banker, The Real Estate Shoppe, Inc. John P. Judge, Broker 1135 College Dr. Suite E Garden City, KS 67846 1-877-275-7497 x 223 620-275-7421 x 223 http://terriajudge.com http://gardencityksrealestate.com http://gardencityrentals.com Terria@TerriaJudge.com Subscription Management at end of newsletter. Thanks for your subscription to Better Judgements, the newsletter from your Garden City Kansas Realtor, Terria Judge. ---------BETTER JUDGEMENTS--------- In this Issue ============= 1. Article: Is It Risky Taking Out A Home Equity Loan In 2006? 2. Features at TerriaJudge.com 3. Featured & New Listings 4. Article: Get Your Home Ready To Sell 5. September Days: Interesting Days of the Month ---------BETTER JUDGEMENTS--------- Is It Risky Taking Out A Home Equity Loan In 2006? By Barry McDonald Is the party over for people looking for home equity loans? It may be, by the looks of the financial reports coming in from 2005. It seems that there was a slowing down in the housing market at the end of last year. House prices have started to slowly fall although they are still higher than they were last year and the number of people looking to take out new mortgages has started to decrease. Many home owners have had a bonanza this past couple of years by freeing up the increasing equity in their home to purchase big ticket items like cars, home improvements and using their home as a virtual ATM machine to make up the difference that maybe lacking in their take home income. But as easy at it maybe have been to get the new home equity loan it all has to be paid off, with interest, added to the fact of declining house prices and a few home owners could be putting themselves to added risk. Last week the federal regulators to gain some control have advised banks and lending agencies from offering interest only loans they have people needed to purchase homes at today\'s prices. Interest rates have risen by more than three percencentage points since mid 2004 which have had the effect of slowing up consumer spending and slowing up the housing market. Although this has worked well up this point in time the housing market has now become nearly half of last years growth rate and has been estimated to have given one million extra jobs to the economy. To avoid putting this in jeopardy it\'s thought interest rates may be cut back to protect this. So what about 2006, it looks like the property market will still remain strong this year but take you time and shop around for the best deals before taking out a home equity loan. About the Author: For more information on home equity loans, how to avoid home equity loan scams and how to protect yourself. visit http://www.allabouthomeequity.com/ for details. Source: http://www.isnare.com ---------BETTER JUDGEMENTS--------- New Features at TerriaJudge.com ==================================== MORTGAGE CALCULATOR: http://terriajudge.com/calculator.html OPEN HOUSES: http://terriajudge.com/calendar.html ---------BETTER JUDGEMENTS--------- FEATURED & NEW LISTINGS ======================== *new* http://terriajudge.com/featuredlistings.html Just visit Terria at http://terriajudge.com/marketevaluation.html to fill out an interest form if you'd like to list your home! ---------BETTER JUDGEMENTS--------- Get Your Home Ready To Sell By Chris Hickman Have you been considering selling your home in the near future? If you have, then it wouldn't be a bad idea to take a good long look at your home, using an unbiased eye. After all, a clean, appealing, well maintained home has much better odds of selling, selling for more, and selling faster. When looking at your house, the thing you need to keep repeating to yourself is that \"first impressions are lasting impressions.\" This couldn't be truer when it comes to selling real estate. However, this doesn't mean that you should take on a major renovation project just so that you can sell your property. Remember, there are no guarantees that you would recover the costs of an enormous overhaul. Instead, take a more conservative approach, and have a look at the different cosmetic improvements that can be made for an overall improvement. These can include things such as cleaning, painting, refinishing, and other such efforts. These are the projects that don't require all that much capital, and yet they make an immeasurable improvement to the overall look of your home. Before you take on any fix-up-for-sale projects, take on the mindset that you are sprucing up your home in order to sell it. Don't think of it as fixing it up for someone else. You're trying to create more of an appealing look than you are a perfect home. If you fix up the house with a certain person in mind, you're limiting your market. Limiting your market will usually mean a slower sale, and a lower selling price. So instead of tackling a whole mess of huge projects, just focus on making the home attractive, clean, presentable, and well maintained. Let the new owners do their own customizations. About the Author: Chris Hickman owns a website that will take you all around your property and let you know the very things that you can do to get the most out of your sale, without having to dump huge amounts of time, money, and energy into repairs. Check Out his site at http://www.home-selling-miracles.com Source: http://www.isnare.com ---------BETTER JUDGEMENTS--------- SEPTEMBER DAYS!! ================ Astrological Signs Virgo - August 23 - September 22 Libra - September 23 - October 22 September's Birthstone: Sapphire September's Flower: Aster September is: Apple Month (US National) Baby Safety Month Be Kind to Editors & Writers Month Chicken Month (National, US) Childhood Cancer Awareness Month Children's Good Manners Month Cholesterol Education Month Classical Music Month Coupon Month (National, US) Ethnic Foods Eye Health & Safety Month Fall Hat Month Food Education Safety Healthy Aging Month Hispanic Heritage Month (September 15 - October 15, 2005) Jazz Month Honey Month (National, US) Library Card Sign-Up Month Little League Month (National, US) Marriage Health Month Mushroom Month September is Mushroom Month in Pennsylvania. Pennsylvania is #1 in mushroom production! Organic Harvest Month Recovery Month (National) Rice Month Reye\'s Syndrome Awareness Month Self Awareness Month (International) School Success Month (National, US) Self- Improvement Month Sewing Month (National, US) Sickle Cell Month (National US) Sports and Home Eye Safety Month Southern Gospel Music Month Tiger Month Women of Achievement Month
Message Added: August 30th, 2006 at 1:32 pm
Powered by GetResponse Email Marketing